Trading With Steve LLC — Terms of Service

Last updated: October 25, 2026

1. Agreement

These Terms of Service ("Terms") are a binding agreement between you and Trading With Steve LLC, a Utah limited liability company ("Trading With Steve," "we," "us," "our"). They cover tradingwithsteve.com, all memberships, Steve's Scanner, trade alerts and signals, the copy trader software, live classes, the Telegram community, one-on-one coaching, free tools, and merchandise (together, the "Service").

By browsing the site, starting a free trial, making a purchase, or using any part of the Service, you agree to these Terms and to our Privacy Policy. If you don't agree, don't use the Service. When you check the box agreeing to these Terms at checkout, you confirm that you have read them, including the Risk Disclosure in Section 4, the refund conditions in Section 6, and the arbitration agreement in Section 14.

Some products come with extra terms shown at checkout (for example, a software license agreement). Those terms are part of this agreement. If they conflict with these Terms, the checkout terms control for that product.

2. Eligibility and Your Account

To use the Service you must:

- Be at least 18 years old and of legal age to enter a contract where you live.
- Make sure that trading, and your use of the Service, is legal where you live. We may decline service in any country or region.
- Give us accurate, current information and keep it up to date.

Your membership is for one person. You may not share your login, Telegram access, alerts, or license keys with anyone, and you are responsible for all activity on your account. We may refuse or end service to anyone, for any lawful reason.

3. What We Provide, and What We Don't

Trading With Steve provides trading education and trade signals. Signals, alerts, scanner readings, classes, coaching, and all other content are general and impersonal. They do not take into account your finances, goals, experience, or risk tolerance, and they are not a recommendation that any trade is suitable for you.

We are not a registered investment adviser, broker-dealer, futures commission merchant, or commodity trading advisor. We do not manage money, hold client funds, or place trades in your accounts. Every trading decision is yours, including whether to take a signal, how much to risk, and whether to run automated software and with what settings. We encourage you to consult a licensed financial professional about your own situation.

Trading With Steve is not a subsidiary of, affiliated with, or partnered with any broker. Steve and our team may hold positions in the instruments we discuss, may trade them differently from the published signals, and have no obligation to disclose when they enter or exit.

We work to keep our content accurate, but it may contain errors or become out of date, and we are not obligated to update it.

We do not guarantee any number of signals, trades, or classes in any period. Signal frequency depends on market conditions, and quiet stretches are normal. We may change, update, or close signals, and change our methods, at any time.

4. Risk Disclosure

Trading forex, stocks, options, futures, and other leveraged products carries a substantial risk of loss and is not suitable for everyone. Leverage magnifies losses as well as gains, and you can lose all of the money in your account, or in some accounts more than you deposited. Options can expire worthless.

Prices can gap past a stop loss, especially around news events and over weekends, and many of our signals are held through both. Liquidity, spreads, broker practices, platform failures, and internet outages can all affect your results.

Only trade with money you can afford to lose. Before you trade, think carefully about your goals, experience, and risk tolerance.

5. Performance, Results, and Testimonials

Past performance does not guarantee future results. Any results we show, including our track record, member results, and testimonials, may not be typical. Your results will depend on your capital, broker, spreads, execution, timing, position sizing, and discipline, and they will differ from ours.

Testimonials reflect individual experiences. Some members who share results may have received a discount, referral credit, or other benefit from us.

Some results we present are backtested or simulated. HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER- OR OVER-COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN.

6. Memberships, Billing, and Cancellation

Billing. Memberships are billed monthly or annually, at the price shown at checkout, through our payment processor. Memberships renew automatically at the start of each billing period until you cancel. We may change prices by giving you notice before your next billing period; the new price applies from that period on, and you may cancel before it takes effect. You are responsible for any applicable taxes.

Free trials. Where a free trial is offered, its length is shown at signup. Your card is charged when the trial ends unless you cancel before then. Free trials are limited to one per person, household, and payment method. If you cancel during a trial, your access ends right away, including Telegram channels and alerts.

Access ends when your membership ends. Access to Telegram channels, alerts, classes, and member tools is tied to an active membership. When a membership or trial ends for any reason, we remove that access.

Referral credits. Referral credits are governed by the referral program terms shown on our site, have no cash value, and may be changed or discontinued at any time.

Cancellation. To cancel, email steve@tradingwithsteve.com with "Cancellation" in the subject line. To avoid the next charge, send your request before your next billing date. Cancellation takes effect at the end of your current billing period, and you keep access until then. Requests sent any other way, such as through Telegram, text message, or a class chat, are not valid cancellations.

Refunds. Because our products are educational and delivered immediately, all fees are non-refundable once billed, including partial periods, except under the Money-Back Guarantee below or where the law requires otherwise. You may still email us to ask for a review.

Money-Back Guarantee (memberships). Members on the Forex, Forex Plus, Forex Pro, and VIP plans may request a refund of membership fees paid if all of the following are true:

1. You send a written request to steve@tradingwithsteve.com after day 90 and before day 120 of your membership.
2. You were a continuous member for that entire time and took the alerts as published, at the risk per trade we teach.
3. You provide statements from your trading account showing that those trades resulted in a net loss.

Copy trader refunds. Copy trader license fees may be refunded on a case-by-case basis, at our sole discretion. To be considered, you must send a written request to steve@tradingwithsteve.com after day 90 and before day 120 from your license start date. You must also provide account statements showing that the account running the Software ran it continuously, without you manually overriding its trades, and that the account's balance is below where it started on your license start date.

Setup fees. Setup fees are never refundable.

After 120 days. No refund requests are considered after day 120, under any circumstances. If we don't receive a written request within the 90-to-120-day window, you agree that the Service and Software have been valuable to you and the guarantee expires.

Other refund terms. Guarantees do not cover coaching sold separately or merchandise. Refunds are limited to one per person and are not available to anyone who has broken these Terms. When a refund is issued, the related membership and any software licenses end immediately.

Verifying refund requests. Account statements must come directly from your broker or trading platform. We may verify them with you or your broker, ask for additional records, or ask you to show the account live on a screen share. Submitting edited, incomplete, or fabricated statements, or statements from an account other than the one you traded our alerts or Software on, is fraud. It ends your membership and any licenses immediately, forfeits any refund, and we may pursue recovery of any amount already paid.

Chargebacks. If you have a billing problem, contact us first so we can fix it. If you file a chargeback without contacting us, we may suspend your access and any software licenses while the dispute is open, and we may contest it.

7. Copy Trader and Software License

This section applies to Steve's Scanner copy trader, the overnight copy trader, and any expert advisor, indicator, scanner, or other software we provide (the "Software").

License. We grant you a limited, revocable, non-exclusive, non-transferable license to use the Software for your own personal trading, on the MetaTrader account number(s) registered to your license. Unless your checkout terms say otherwise, one license covers one account. Moving a license to a different account requires our written approval. The Software is licensed, not sold.

Fees. Setup and license fees are shown at checkout. Your ongoing license fee keeps your signal feed active. If a payment fails or your license lapses, the feed stops and the Software will no longer open new trades.

You run it yourself. You install and run the Software on your own trading platform, with your own broker, on your own computer or VPS, and you choose its settings, including the risk level. We never log in to your broker account, hold your passwords, or host your trading terminal. You are responsible for keeping your platform, VPS, and internet connection running.

Your results will differ. Trades placed by the Software may not match the published signals or our track record. Slippage, spreads, broker rules, minimum lot sizes, margin, latency, connection problems, and the Software's own filters can change fills or cause trades to be skipped. We may pause or halt the signal feed at any time, for example during technical problems or unusual market conditions, without liability to you.

Errors and malfunctions. The Software, the signal feed, and our alerts are created by people and computer systems, and they can contain errors. For example, the Software may open a duplicate trade, use the wrong trade size, fail to close a trade, or stop working, and an alert may be posted with a wrong pair, direction, or price. You are responsible for monitoring your account and your open trades and positions at all times, and for stopping the Software or closing trades if something looks wrong. Any losses caused by errors, bugs, outages, or malfunctions in the Software, the feed, or our alerts are your responsibility, not ours. If you notice an error, tell us right away at steve@tradingwithsteve.com.

License verification. The Software connects to our servers to confirm your license. To enforce your license, we log your account number, connection times, and related usage data.

You may not:

- Share, sell, rent, sublicense, or give the Software or your license key to anyone.
- Run the Software on any account not registered to your license.
- Copy or mirror trades from a licensed account to any other account, by trade copier or any other method.
- Decompile, reverse engineer, modify, or remove branding from the Software.
- Use the Software or its output to offer signals, copy trading, or account management to others.

Breaking any of these rules ends your license immediately, without refund, and we may pursue damages.

Updates and beta versions. We may release updates, and you may need to install them for the Software to keep working. Beta or trial versions are provided as-is, for a limited time, and may stop working when the trial ends.

Prop firm accounts. Many prop firms prohibit expert advisors, copy trading, or signal services. Checking whether your firm allows the Software is your responsibility.

8. Prop Firms, Brokers, and Other Third Parties

Affiliate disclosure. We may mention prop firms, brokers, or other products, and we may earn a commission or other benefit when you sign up through some of our links. Any such mention is our opinion, not a guarantee about that company.

Prop firm rules. Each prop firm sets its own rules on news trading, weekend holding, expert advisors, copy trading, signal services, and multiple accounts. You are responsible for reading and following your firm's rules. We are not responsible if you fail a challenge, or if a firm denies a payout or closes an account.

Third-party services. The Service relies on third parties such as MetaTrader, Telegram, Zoom, our website host, and payment processors. Their own terms apply to your use of them, and we are not responsible for their outages, delays, or actions. Alerts can be delayed or fail to arrive. Links to other websites are for convenience and are not an endorsement.

9. Live Classes, Telegram Community, and Coaching

Live classes. Class times are posted on our trading calendar and may change or be canceled. Recordings, if offered, are provided at our discretion.

Recordings of you. We may record live classes and share recordings with members. If you attend, your name, chat messages, voice, or video may appear in those recordings. We won't use your image or voice in public marketing without your permission.

Coaching. One-on-one coaching is educational. It is not individualized investment advice, and it is not available on every plan.

Community conduct. In classes, Telegram, and every other part of the Service, you agree not to:

- Harass, threaten, insult, or abuse anyone, or post hateful, obscene, or sexually explicit content.
- Post spam, advertise, or promote other signal groups, products, or services.
- Share anyone else's personal information.
- Give other members personalized investment advice, offer to trade for them, or solicit money or investments.
- Impersonate anyone or misrepresent who you are.
- Post anything that is illegal or that you don't have the right to share.

We may remove posts, and remove or ban anyone from the community, at our discretion and without refund.

10. Intellectual Property and Signal Confidentiality

Everything in the Service, including signals, scanner data, software, videos, class content, graphics, text, and the Trading With Steve name and logos, belongs to Trading With Steve or its licensors and is protected by copyright, trademark, and trade secret law. You may view and use it for your own personal trading and education only.

Signals and alerts are confidential and for your personal use. You may not:

- Forward, repost, sell, or share signals, alerts, or screenshots of them outside our community.
- Use bots, scrapers, AI tools, or any other automated method to capture, copy, or auto-trade our alerts from Telegram, the website, or anywhere else. The only approved automation is our licensed Software.
- Use our signals, data, or content to build or run a competing product or service.
- Record, copy, or redistribute our classes, videos, or member content.
- Scrape, crawl, or harvest data from the website, or try to access parts of the Service you aren't authorized to use.

Breaking any of these rules ends your membership immediately, without refund, and we may pursue damages.

If you send us ideas, suggestions, or feedback, we may use them freely without owing you anything.

11. Merchandise

Merchandise prices and availability may change without notice. Product colors on your screen may not match the actual item. We may limit quantities or cancel orders, including orders with pricing errors, and will refund any amount charged for a canceled order. Returns and exchanges follow the return policy shown at checkout.

12. Disclaimers, Limitation of Liability, and Indemnity

No warranties. THE SERVICE, INCLUDING ALL SIGNALS AND SOFTWARE, IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT ANY RESULTS WILL BE ACHIEVED. YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK.

Limitation of liability. TO THE FULLEST EXTENT ALLOWED BY LAW, TRADING WITH STEVE AND ITS OWNERS, EMPLOYEES, CONTRACTORS, AND AGENTS ARE NOT LIABLE FOR ANY TRADING LOSSES OR FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS OR LOST DATA, ARISING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF ADVISED OF THEIR POSSIBILITY. OUR TOTAL LIABILITY FOR ANY CLAIM WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM AROSE OR $100. Some jurisdictions don't allow certain limitations, so some of these may not apply to you.

Indemnity. You agree to defend and hold harmless Trading With Steve and its owners, employees, contractors, and agents from any claims, losses, and expenses, including reasonable attorneys' fees, arising from your trading, your breach of these Terms, or your violation of any law or anyone else's rights.

13. Termination

You may stop using the Service at any time by canceling as described in Section 6.

We may suspend or end your access, membership, or software license immediately, without refund, if you break these Terms, fail to pay, file a chargeback without contacting us, or act in a way that could harm us or other members.

We may also change or discontinue any part of the Service. If we discontinue or substantially change a paid product, we will try to give you at least 30 days' notice, and you may cancel before the change takes effect.

Sections that by their nature should survive termination, including payment obligations, intellectual property, confidentiality, disclaimers, limitation of liability, indemnity, governing law, and the arbitration agreement, will survive.

14. Governing Law, Arbitration, and Disputes

PLEASE READ THIS SECTION CAREFULLY. IT REQUIRES MOST DISPUTES TO BE RESOLVED BY INDIVIDUAL BINDING ARBITRATION, AND IT WAIVES YOUR RIGHT TO A JURY TRIAL AND TO TAKE PART IN A CLASS ACTION.

Governing law. These Terms are governed by the laws of the State of Utah, without regard to its conflict-of-law rules, no matter where you live or access the Service. The Federal Arbitration Act governs this arbitration agreement.

Informal resolution first. Before starting any arbitration or lawsuit, you agree to email steve@tradingwithsteve.com describing the problem and what you want, and to give us 30 days to try to resolve it informally.

Binding arbitration. If we can't resolve it, any dispute or claim between you and Trading With Steve arising from or relating to these Terms or the Service, including signals, alerts, and Software, will be resolved by final and binding arbitration, not in court. The arbitration will be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, before a single arbitrator. Hearings will take place in Utah County, Utah, or by video conference or written submissions if the arbitrator allows. Filing fees and arbitrator costs are paid as the AAA rules provide. The arbitrator decides all questions about whether a dispute must be arbitrated. Judgment on the award may be entered in any court with jurisdiction.

Exceptions. Either party may bring an eligible individual claim in small claims court instead of arbitration. We may also go to court to stop actual or threatened misuse of our intellectual property, signals, or Software, or a breach of Section 7 or Section 10, including by seeking an injunction.

No class actions or jury trials. You and we may bring claims only on an individual basis, not as a plaintiff or class member in any class, collective, or representative action, and the arbitrator may not combine claims of more than one person. You and we waive any right to a jury trial.

30-day opt-out. You may opt out of this arbitration agreement by emailing steve@tradingwithsteve.com with the subject "Arbitration Opt-Out" within 30 days after you first agree to these Terms, including your name and the email address on your account. Opting out does not affect any other part of these Terms.

Courts. Any dispute that is not arbitrated must be brought only in the state courts located in Utah County, Utah, or the United States District Court for the District of Utah, and you consent to their jurisdiction. If the class-action waiver is found unenforceable for a particular claim, that claim must be decided by one of these courts, not in arbitration.

Time limit. Any claim related to the Service must be filed within one year after it arose, or it is permanently barred, to the extent the law allows.

15. General Terms

Changes to these Terms. We may update these Terms by posting a new version on this page and changing the "Last updated" date. Changes that affect a paid subscription take effect at the start of your next billing period. Continuing to use the Service after a change means you accept it.

Privacy. Our Privacy Policy explains how we collect and use your information and is part of these Terms.

Electronic communications. You agree to receive notices from us by email at the address on your account, and that those notices satisfy any requirement that they be in writing.

Events beyond our control. We are not responsible for delays or failures caused by events outside our reasonable control, such as internet or platform outages, broker or exchange problems, natural disasters, or government action.

Entire agreement. These Terms, the Privacy Policy, and any checkout terms are the entire agreement between you and us and replace all earlier versions. If any provision is found unenforceable, the rest remain in effect. Our not enforcing a provision is not a waiver of it. You may not transfer your rights under these Terms; we may transfer ours in connection with a sale or reorganization of the business.

Contact. Trading With Steve LLC, Utah, USA · steve@tradingwithsteve.com